What Is ROI: Calculating Return on Investment

ROI (Return on Investment) = (final value − initial investment) ÷ initial investment × 100%. Simply put, invest 1,000 and get back 1,200, and ROI is 20%.

Why ROI matters

Don't forget the time dimension

ROI doesn't show time. 20% in a year vs 20% in a day are worlds apart, so also look at annualized return.

💡 When comparing options, normalize periods to annualized returns first for a fair comparison.